The IRS, the states, and the tax industry urge you to be safe online and remind you to take
important steps to help protect your tax and financial information and guard
against identity theft. Treat your personal information like cash – don’t hand
it out to just anyone.
Your Social Security number, credit card numbers, and bank and utility account
numbers can be used to steal your money or open new accounts in your name.
Every time you are asked for your personal information think about whether you
can really trust the request. In an effort to steal your information, scammers
will do everything they can to appear trustworthy.
The IRS has teamed up with state revenue departments and the tax industry to
make sure you understand the dangers to your personal and financial data. Taxes.
Security. Together. Working in partnership with you, we can make a
difference.
Here are some best practices you can follow to protect your tax and financial
information:
Give personal information over encrypted websites only. If you’re shopping or
banking online, stick to sites that use encryption to protect your information
as it travels from your computer to their server. To determine if a website is
encrypted, look for “https” at the beginning of the web address (the “s” is for
secure). Some websites use encryption only on the sign-in page, but if any part
of your session isn’t encrypted, the entire account and your financial
information could be vulnerable. Look for https on every page of the site
you’re on, not just where you sign in.
Protect your passwords. The longer the password, the tougher it is to crack.
Use at least 10 characters; 12 is ideal for most home users. Mix letters,
numbers and special characters. Try to be unpredictable – don’t use your name,
birth date or common words. Don’t use the same password for many accounts. If
it’s stolen from you – or from one of the companies with which you do business
– it can be used to take over all your accounts. Don’t share passwords on the
phone, in texts or by email. Legitimate companies will not send you messages
asking for your password. If you get such a message, it’s probably a scam. Keep
your passwords in a secure place, out of plain sight.
Don’t assume ads or emails are from reputable companies. Check out companies to
find out if they are legitimate. When you’re online, a little research can save
you a lot of money and reduce your security risk. If you see an ad or an offer
that looks too good, take a moment to check out the company behind it. Type the
company or product name into your favorite search engine with terms like
“review,” “complaint” or “scam.” If you find bad reviews, you’ll have to decide
if the offer is worth the risk. If you can’t find contact information for the
company, take your business and your financial information elsewhere. The fact
that a site features an ad for another site doesn’t mean that it endorses the
advertised site, or is even familiar with it.
Don’t overshare on social media – Do a web search of your name and review the
results. Mostly likely, the results while turn up your past addresses, the
names of people living in the household as well social media accounts and your
photographs. All of these items are valuable to identity thieves. Even a social
media post boasting of a new car can help thieves bypass security verification
questions that depend on financial data that only you should know. Think before
you post!
Back up your files. No system is completely secure. Copy important files and
your federal and state tax returns onto a removable disc or a back-up drive,
and store it in a safe place. If your computer is compromised, you’ll still have
access to your files.
Save your tax returns and records. Your federal and state tax forms are
important financial documents you may need for many reasons, ranging from home
mortgages to college financial. Print out a copy and keep in a safe place. Make
an electronic copy in a safe spot as well. These steps also can help you more
easily prepare next year’s tax return. If you store sensitive tax and financial
records on your computer, use a file encryption program to add an additional
layer of security should your computer be compromised.
To learn additional steps you can take to protect your personal and financial
data, visit Taxes.
Security. Together. You also can read Publication
4524, Security Awareness for Taxpayers.
Each and every taxpayer has a set of fundamental rights they should be aware of
when dealing with the IRS. These are your Taxpayer
Bill of Rights. Explore your rights and our obligations to protect them on
IRS.gov.
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